Shomota Savings Account
Banking for All
This is a no-frills savings account designed to empower the unbanked population, especially those living below the poverty line. With this initiative, UCB is committed to promoting sustainable financial inclusion and raising awareness among underserved communities across the country.
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FAQ
Eligibility:
- Any Bangladeshi citizen getting government aid under 'Safety Net Program' or relevant ventures of government/backward unbanked community
- Any Bangladeshi citizen who are eligible to open Retail Personal Account as per PSD Circular No. 09/2020 dated 16th November,2020
- Lower income people
Features:
- Account maintenance fee – Free
- Cheque Book - Free
- SMS Banking Charge – Free
- Internet banking facility (Unet) – Free
- Interest Rate – 2.50%
- SMS banking and E-Statement facility
- Dual Currency Debit Card
- Minimum balance requirement: BDT 10/50/100 or any amount as per BB Circulars
Required Documents:
- Photo ID (as per latest Bangladesh Bank Guideline)
- ID card/ Certificate from relevant authority (if applicable)
- Recent passport sized color photograph (2 copies)
- E-TIN (If available)
- One copy photograph of the nominee attested by accountholder
- Photo ID of nominee
