Mastercard World Credit Card

Special Features:

• One-night free stay at Grand Sylhet Hotel with companion as welcome benefit¹
• Gift Voucher of BDT 2000 upon transaction of BDT 5000 within 30 days of card issuance.
• 1% cash back on international transactions at Hotel and Dining. Yearly Maximum 50$ per card.
• Exclusive yearly gift voucher of BDT 5000 upon yearly transaction threshold of BDT 3,00,000 only²
• 10% Cash Back as welcome benefit at reputed dining partners. Yearly maximum BDT 1000 per Card.
• Access to 1400+ airport lounges around the world with 10 free entries per year.
• Exclusive free Health Check-up package at reputed Partner Hospital for selected cardholders based on annual spending.

Other features:

• Dual Currency EMV Compliant Contactless card.
• Life time Free 2 Supplementary Cards.
• Unsecured Credit Limit from BDT 5,00,000 to BDT 10,00,000. Secured Credit Limit up to BDT 25,00,000.
• Complimentary BOGO deals at most major 5 Star chain Hotels. Enjoy the finest dining with your companion paying for only one at the premier Hotels in the country

• Free Meet & Greet service for up to 4 persons at HSIA (no maximum limit per year)
• Free add money to UPAY mobile wallet.
• One reward point on regular shopping and double reward points on grocery shopping for each BDT 50/$1.00 value transaction. Cardholder can waive annual fees or buy products at selected merchants by redeeming reward points.
• Annual fee waiver by redemption of 12000 reward points from second year and onwards.
• EMI facility up to 24 months @ 0% interest at 450+ leading Merchants.
• Convert any PoS/E-commerce transactions of BDT 10,000 or above into flat 11% EMI.
• Maximum 45 days Interest Free Period
• Complimentary access to UCB Imperial Airport Lounge:
• At International Lounge:  Basic Cardholder + 3 guests
• At Domestic Lounge: Basic Cardholder + 3 guests
• Supplementary Cardholders will have free access only for themselves.
• Up to 50% cash withdrawal at any ATM and 95% cash withdrawal by cheque.      
• Option to pay as low as BDT 500 or 5% of outstanding (whichever is higher) as payment.
• Fabulous discounts at dining, travel, shopping and entertainment merchants throughout the year.
• Transaction alert for all approved & declined transactions.
• Free 5 Page Cheque Book.
• Insurance Scheme with coverage up to 400% of outstanding in case of death and up to BDT 3,00,000 insurance coverage for 18 Critical diseases (enrolment in insurance scheme is required).
• Online transaction through UCB Card is 3D secured. A one-time password (OTP) for each online transaction provides extra level of security.
• Multiple options for Credit Card bill payment (Cash payment, UCB/other Bank Cheque, Unet App, Fund transfer, UCB ATM, BEFTN, NPSB, upay, Bkash, Nagad etc.)
• Free Internet Banking Facility - UNET.

1. Availability and booking will be confirmed by Hotel Authority.
2. Special campaign spending (if any) will be excluded for considering eligibility.