Home Loan

UCB Home Loan helps you to buy or build your dream home with an easy financing solution, featuring competitive interest rates and a host of benefits.

UCB Home Loan can be availed for:

  • Purchasing a new or used apartment, ready home
  • Construction of an apartment or home
  • Renovation of an existing apartment or home
  • Existing home loan pay off / loan takeover

UCB Home Loan Features

  • Maximum loan amount of up to BDT 1.20 crores  
  • Flexible repayment tenure of up to 25 years
  • Attractive variable interest rate and fees
  • No hidden charges
  • Fast approval process
  • Loan disbursement during the construction stage
  • Disbursement against tripartite agreement and registered mortgage
  • Loan top up and takeover facility
  • Loan facility for Non Resident Bangladeshis (NRB)

Who are eligible?

  • Salaried executives, businesspersons and self-employed individuals with minimum 3 years of experience
  • Applicant or applicants must have a minimum aggregate income of:
    Salaried customers: BDT 40,000
    Self-employed professionals: BDT 60,000
    Businessmen & Landlords: BDT 75,000
    Non Resident Bangladeshis (NRB): BDT 80,000 equivalent
  • Loan applicant must be at least 25 years of age

Related Fees & Charges
Please refer to Retail Banking Schedule of Charges

All loans are granted at the sole discretion of United Commercial Bank.