SME AYMA Earning Plus Fixed Deposit

A term deposit scheme (FDR) designed for Female CMSME customers, offering monthly or quarterly returns on fixed deposits over a selected tenor.

Eligibility:
A business in the CMSME sector that meets any of the following criteria is considered as AYMA Entrepreneur:

• Sole Proprietorship: The business is owned by a woman.
• Partnership: Woman owns at least 51% of the shares.
• Partnership & Private Limited Company:
• woman holding a key leadership position (MD, ED, CEO, Chairman, or equivalent) and owns at least 20% of the shares.
• Women holding at least 20% of the shares, and at least 51% of the permanent workforce are women.

Features:

• Minimum Deposit Amount: BDT 50,000
• Maximum Deposit Amount: No upper ceiling
• Tenor: 1 / 2 / 3 / 4 / 5 Years
• Interest Payment: Monthly or Quarterly
• Renewal: Auto-renewal/rollover basis
• Credit Facility: Up to 80% of the deposit amount
• Interest Disbursement: Customer must maintain an SB/CD account with the same branch for monthly/quarterly interest payment.