Hajj is one of the five pillars of Islam. It is mandatory for financially and physically able Muslims to perform Hajj once in lifetime. It is sometimes difficult for the limited earning people to manage hefty amount at a time which requires the pilgrims to travel to the Holy city Mecca and Madina. To assist the intending Hajjis to fulfil their lifelong dream of performing Hajj within a certain age limit, Our UCB ISLAMIC Mudaraba Hajj Deposit Scheme has opened an opportunity for them.
| Eligibility | Citizen: Bangladeshi, Residency: Resident or Non Resident Age: 18 years and above. |
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| Target Customer | Individuals intending to perform Hajj. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Mode of Operation | Singly, jointly, anyone, either or survivor No restriction in single CIF. Separate AOF should be filled in for each account |
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| Tenor | 1 to 10 years | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Instalment Size/Amount |
Example for instalment amount: 2026 to next 10 years:
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| Profit Rate |
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| Instalment Date | - Instalment will start same date of commencing the scheme of the following month. No option of paying advance instalment(s) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Collection of Instalment |
- Link account under CASA is mandatory - Monthly auto debit from link account. - Note: Direct deposit to the DPS account is not allowed. |
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| Penal Charge | No penalty for late payment | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Required Documents |
- Photocopy of National ID Card / Passport or Birth Registration Certificate with any valid Photo ID. - One copy of passport size recent photograph of account holder. - Photograph and signature of the nominee(s), if any, duly attested by the account holder. - A/C Opening Form duly filled in. - Updated TIN Certificate. - Any other document required by the Bank from time to time and as per approved BOPM. |
